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Understand your loans
Student loans come with their own repayment obligations

When you signed the promissory note on your student loans, you committed to specific terms and obligations.

Student loan types

What’s the difference between federal and private loans? Subsidized and unsubsidized loans? Does it matter whether you have a Direct Program loan or a FFEL Program loan? Understanding the kind of student loans you have is very important, but it can be confusing. We can help.

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Student loans at a glance

We can help you understand the specifics of your student loans. Consult our student loan chart for details at a glance.

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Keeping your promise

Student loans are exactly that — loans. They aren’t gifts or grants, and you have to pay them back. We can help you understand the commitment you made when you signed your promissory note.

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I can't afford my payments, how can I lower them? Are there ways to get my loans forgiven or even canceled? I have missed several payments now what? I'm worried I won't be able to make my payment, what can I do? What if I don't pay?